You think you're making 25% margin.
Are you?

Most contractors confuse markup with gross margin. A 30% markup gives you a 23% gross margin — not 30%. On a $90,000 renovation, that's $6,300 less profit than you thought. Find out your real numbers below.

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Bid Price Calculator

Based on RemodelFin's proprietary Fixed Margin algorithm.

Live Math
$
Materials + Net Labor + Subcontractors
15%
Lean (5%)Industry Avg (15-20%)High (40%)
20%
Break-EvenStrong (10-15%)Ultra (40%)
Minimum Required Bid
$64,615
Estimated Net Profit
$12,923
Required Markup %
53.8%
Real Gross Margin35.0%
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Post-Job Margin Analysis

Verify your actual performance against your accounting data.

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Analysis Results

Total Direct Cost
$33,000
Materials + Labor
Gross Profit
$17,000
Margin: 34.0%
Net Take-Home Profit
$10,000
Net Margin: 20.0%

✅ Strong margin — top quartile contractor

What's a Good Margin for Remodeling Contractors?

These benchmarks come from NAHB and NARI studies on residential remodeling contractors. Gross margin must cover your overhead first — only what's left is actual profit.

Metric Danger Zone Average Top Quartile
Gross Margin <20% 20–30% 30–40%
Net Margin (after overhead) <5% 5–10% 10–15%
Overhead as % of Revenue >25% 15–22% <15%

⚠️ The overhead trap most contractors miss

If your gross margin is 28% but your overhead is 22% of revenue, your net margin is only 6%. That means on a $400,000 year in revenue, you're taking home $24,000 before tax. That's below minimum wage for the hours most contractors work.

Why Markup and Margin Are NOT The Same Number

Here's the mistake that silently costs contractors thousands per job:

// Job cost: $42,000
❌ Wrong: 42,000 × 1.30 = $54,600 invoice → you think you made 30% margin
✓ Right: $54,600 − $42,000 = $12,600 profit ÷ $54,600 = 23.1% gross margin
Your 30% markup gave you 23.1% margin. On a $400k year, that's $27,600 less than you expected.

To hit a true 30% gross margin, you need to divide your cost by 0.70 — not multiply by 1.30.
On a $42,000 job: $42,000 ÷ 0.70 = $60,000 invoice. That's the difference between 30% markup and 30% margin.

→ Use the Markup vs Margin converter to get the right number for your next bid

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