The Contractor's Profit Scoreboard
Most contractors manage their business via "Bank-Balance Accounting." If there's money in the bank, they think they're profitable. This is the Cash Flow Mirage.
Scoreboard vs. Autopsy
Traditional bookkeeping is an "Autopsy"—it tells you why your profit died 6 weeks ago. Our suite of calculators is a Live Scoreboard. They are designed to help you catch Silent Profit Leaks on Day 8 of a project, not Day 90.
Diagnostic Hub
Don't just run numbers. Use our diagnostic system to identify the root cause of your financial friction. Every calculator here connects to the Fake Profit Trap framework.
"I'm busy but broke."
Use the Overhead Audit and Labor Burden.
"I lose money on every change."
Use Markup vs Margin and Construction Profit.
The "Survival" Threshold
Before you scale, you must find your Break-Even Point. Scaling a pricing failure is the fastest way to bankruptcy. Use these tools to verify your survival threshold before you add more trucks or crew.
Calculate Survival Threshold →How to Price Remodeling Jobs (Avoid Loss)
Net Profit (The Truth)
"Find out if you are actually making money or just subsidizing the homeowner."
Start Calculation →Markup / Margin Converter
"Stop confusing markup with margin. Price for profit, not just volume."
Start Calculation →True Overhead Audit
"If you don't factor in your trucks and rent, your profit is a lie."
Start Calculation →The "Fake Profit" Trap Defense (Cost Truths)
Execution Discipline (Daily Profit Protection)
Labor Burden (Real Rate)
"Your crew costs more than their wage. Calculate the fully-burdened rate."
Start Calculation →Material Waste Tracker
"Don't eat the cost of tile waste. Factor in 10-15% overage before you bid."
Start Calculation →Sq Ft Budgeter
"Quick budget estimation based on project size and finish level."
Start Calculation →Job Profitability Predictor
"Enter bid, materials, labor burden, and overhead — get your real net margin with a health score."
Start Calculation →Change Orders & Revenue Leakage
Homeowner Planning Tools
Contractor Financing Tools
Financing ROI Calculator
"See exactly how many extra jobs and how much revenue offering financing adds each year."
Start Calculation →Monthly Payment Calculator
"Show homeowners their monthly payment for any project size, rate, and term."
Start Calculation →Budget + Contingency Planner
"Calculate the right contingency reserve based on project type, home age, and scope."
Start Calculation →Your Financial Roadmap to Professional Remodeling
Most contractors fail not because they're bad at the trade, but because they're bad at the math. Professionalizing your finances begins with knowing your numbers before you pick up a tool.
Know Your Labor Burden
If you bid based on wages instead of cost-to-hire, you are losing money on every hour your crew works.
Learn more →Master Overhead Recovery
Baked-in overhead is the only way to ensure your company stays alive during slow months.
Learn more →Bid for Net Profit
Net profit is what you keep. Gross margin is what you use to pay for your mistakes. Don't mix them up.
Learn more →"I spent 15 years 'guessing' my markup. I thought 1.5x was enough. Then I ran the numbers through the Break-Even calculator and realized I was making $14,000 less per year than my lead carpenter. I changed my pricing the next day."