Lien Subordination

Lien subordination definition. Learn how lenders prioritize their claims over contractors in the event of a foreclosure.

Calculation Formula

Priority Order = Mortgage Lender > Contractor > Equity Holders

Real Contractor Example

To get a construction loan, the lender requires the GC to sign a document stating the bank's mortgage has first priority over any future mechanic's liens.

Put This Into Practice

Knowing the definition is step one. RemodelFin tracks this in real time on every job — no spreadsheets.