General Liability

General Liability (GL) insurance definition for contractors. Learn how this protects against third-party bodily injury and property damage.

Calculation Formula

Limit = Typical Policy provides $1M / $2M Aggregate

Real Contractor Example

A contractor accidentally hits a water line, flooding the neighbor's basement. GL insurance pays for the $15,000 in water damage repairs.

Put This Into Practice

Knowing the definition is step one. RemodelFin tracks this in real time on every job — no spreadsheets.