Errors & Omissions

Errors and Omissions (E&O) insurance definition for contractors and designers. Learn how professional liability protects against design mistakes.

Calculation Formula

Protection = Coverage for Professional Negligence - Deductible

Real Contractor Example

An architect accidentally specifies the wrong load-bearing beam size. E&O insurance covers the $20,000 cost to replace it with the correct structural member.

Put This Into Practice

Knowing the definition is step one. RemodelFin tracks this in real time on every job — no spreadsheets.